Again hor, don't say I never remind. I had bought in advance most of the big ticket items from 2022, 2023 and 2024 in 2022. Finance growth in 2023 as planned, will be generating lots of interest to beat whatever sick financial conditions moving forward. You can try lor, with GST increase from 7% to 8% and overseas online purchase will include the straight 8% GST from 0%. Next year will be the year to keep buying financial products and shopping. Another maturity ending in 2023 for me to move assets to other better generating revenue. Spend wisely next year ! Try to reduce expenses in 2023 and lower your debts by end of 2022.
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